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Money Section:[Business] [Saving & banking] [Investing] [Cost of living & bills] [Cars] [Cards & loans] [Pensions] [Mortgages] [Buy-to-let]

Eight premium cars including Audi and BMW with common reliability issues, according to Which?

Which? says its unique reliability data collated from thousands of UK drivers shows you can't rely on cars from premium brands to be more dependable. read


Warning over the return of sky-high loans being advertised on TV with APR rates as high as 99.9%

Payday loan firms are making their comeback with TV adverts promoting high-cost loans with representative APR values of as much as 99.9%. read


The best five free bank accounts with debit cards for children

Children can find it hard to use cash given to them by parents and relatives in an increasingly cashless society. We pick five of the best accounts that come with a debit card. read


We're looking at buying a home with a swimming pool - how much would it cost to run?

We're house hunting in our local area and have found a four-bedroom home with a pool in the garden which is roughly 20ft x 13ft, with a deep end of 6ft. read


Do you think you're a better driver than AI? Three in five motorists reckon they are superior to autonomous vehicles

The Automated Vehicles Bill is due to receive Royal Assent this month and the Government is ready to invest £150m into driverless tech. But are you convinced this is the way to go? read


The mystery of the stolen Nectar Points - and the loyalty card price sting: This is Money podcast

What happens if a fraudster steals your loyalty card points? Plus, mortgages running into retirement, fake cash for sale on social media, and giving wealth away. read


Typical energy bill set to fall by £116 in July, latest Cornwall Insight forecast predicts

The Ofgem price cap is now expected to fall by £116 to £1,574 a year from 1 July, for average use, according to analysts at Cornwall Insight. read


Over half of homes want HYDROGEN power: How does it work and will it make bills cheaper?

Hydrogen power could allow households to keep their existing boilers, rather than switching to heat pumps. read


MARKET REPORT: China's Ping An insists it is not bailing out of HSBC

Chinese insurance group Ping An is said to be looking to shrink its 8 per cent holding after failing to convince the London-listed lender to spin off its Asia business. read


Thames Water is worthless: That's the verdict of its biggest investor

The Canadian pension fund Omers said it would make a 'full write down' of its investment in Thames. read


As Anglo American fights back in bid war, 1,100 jobs at potash mine face the axe

The mining giant conceded there will be an 'impact on headcount' - days after boss Duncan Wanblad announced it would slash spending at the project. read


Royal Mail expected to post losses of almost £1m a day as its takeover by Czech billionaire hangs in balance

The postal service will unveil an annual loss of £313m next week, according to estimates by City analysts. read


ALEX BRUMMER: End this Czech farce at Royal Mail now

IDS's pusillanimous board and investors should tell Kretinsky to take a hike. read


Sainsbury's and Microsoft sign five-year artificial intelligence deal

The supermarket giant intends to employ Microsoft's AI and machine learning tools to enhance store operations and provide a 'more efficient and effective service.' read


FTSE 250 frenzy: Experts say these stocks can help Brits cash in as UK markets soar

Such is the growing optimism surrounding the UK markets that investment professionals are bargain-hunting in the domestically focused FTSE 250. read


INVESTING EXPLAINED: What you need to know about pandemic era winners

The group of stocks that soared during lockdown, but are now plumbing the depths - which probably means that they should now be called post-pandemic losers. read


SHARE OF THE WEEK: Investors hoping Marks & Spencer can continue its dazzling recovery

Boss Stuart Machin will update the City on the High Street retailer's full-year results on Wednesday. Analysts are forecasting overall sales of £12.9billion. read


Do you live in a car theft hotspot? We reveal the UK's most active regions for motor crime

A new study has revealed the regions of the UK where car theft is rife. HPI compiled a list of the most stolen cars per county, but where did your region rank? read


The FTSE 100 shares up most this year as stock market keeps hitting new record highs

London's blue-chip index has defied its reputation as a relative laggard to grow by 9% since January, but some stocks have rocketed as much as 49%. read


Santander's easy-access saver will drop to 4.2% next week - should you move your money?

Savers who rushed to open Santander's 5.2% easy-access account in September will see the rate on their account drop from Monday. read


We started investing for our first daughter when she was born and the account is up 72.66% in five years, writes LEE BOYCE

We have already built up a £15,347 nest egg, with £4,182 of that being interest - and the figures highlight the benefits of investing for children. read


This rising Asian star is primed for growth - a postcard from a fund manager

Baillie Gifford's Roderick Snell, manager of the Pacific Horizon Investment Trust visits a dynamic economy leaving its historical baggage behind. read


Loan firm Moneybarn tried to take my car - but I don't think I'm behind on payments: CRANE ON THE CASE

I was told it wouldn't investigate further unless I made an £800 payment off my balance, and I've resorted to hiding the car to prevent it being seized. Can you help? read


I'm starting a new anti-FIRE movement called CHILL, says ANDREW OXLADE

Escaping the rat race has always held appeal but the allure appears to be growing and becoming more intense. read


How do pre-nups work and are they honoured in a divorce? Retired judge STEPHEN GOLD explains

The pre-nup must be freely entered into by both parties. Gun to the head. Misrepresentation. Duress. Any of them will consign it to the courtroom rubbish bin. read


Almost 80% of pension savers are raiding their pots early - pulling out £47,000 on average

Around a fifth, or 21 per cent, of people extracted cash from their pensions nine to 10 years before their selected retirement age, Scottish Widows said. read


Barclays and HSBC cut mortgage rates: Is the tide turning?

Average mortgage rates have been on the increase since the start of February - and mortgage brokers say today's announcements could mark a change in direction. read


Reality TV stars charged by City watchdog over unauthorised trading scheme: Influencers including TOWIE's Lauren Goodger and Love Island's Biggs Chris will appear in court 'after being paid to promote risky investments on Instagram'

A number of reality TV stars have been charged by the City watchdog over allegations that they were paid to promote risky investments to their millions of Instagram followers. read


Santander's head of fraud warns customers about criminals shoulder surfing for phone passwords

A sinister tactic known as shoulder surfing is on the rise in the UK. Fraudsters are watching unwitting people log in to their mobile banking apps over their shoulder. read


Fraudsters are brazenly advertising fake banknotes on social media, currency firm warns

Social media sites, including Facebook and X are awash with carefully targeted adverts offering free postage and discounts on counterfeit notes. read


Someone used my address to register a business on Companies House - why will it take 30 days to take it down?

Companies House has been beset by issues with fraudsters using other peoples' addresses to register new companies. read


Government considers rules to prevent cash-strapped councils using new powers to overzealously fine drivers

Some 52 councils have successfully gained these powers, though MPs are concerned they could be using £70 fines for a 'profit motive' to bolster their threadbare budgets. read


Young drivers can't afford to insure their cars: Number of 17-20 year olds convicted for not having cover more than doubles in two years

Official figures show that 6,316 drivers aged 17 to 20 were convicted of driving without insurance in 2023. That is up 117% on the 2,902 instances recorded in 2021. read


RAY MASSEY: My four top tips when buying a second-hand car

Nearly two million pre-loved cars were sold in the first three months of this year. read


Forget about just working from home or the office! Why working from anywhere is the future for small businesses and side hustles - and how to do it

More businesses are transitioning to a hybrid approach, by working from home a few days a week or moving into a co-working space. read


Is your ex hiding assets in a divorce? STEPHEN GOLD explains the most common secrets and lies

Are you sitting? Stand by for a shock. Sometimes, one or both parties withhold the existence of assets or underestimate their value, says Stephen Gold in his new guide to divorce. read


Young people most likely to get in debt with loan sharks, as data shows more turn to illegal lending

As many as 31% of people in the UK said they feel that there is nothing they can do to improve their financial situation, according to research from Creditspring. read


Will Nationwide pay out a £100 loyalty bonus again this year?

Last June, 3.4m members received a £100 payment from the building society. Now they will be wondering whether the offer will be replicated this year. read


My mortgage was declined because the home isn't in a 'saleable' area: What can I do?

The mortgage valuation said there is 'a lack of owner occupiers living in the immediate area' and my application was turned down. Should I try a different lender? read


Can we really buy a house with a 1% deposit? DAVID HOLLINGWORTH replies

My girlfriend and I are looking to buy a home for £250,000 but we have only £5,000 in savings. Could a 99 per cent mortgages be right for us? read


Best bank accounts: Top current accounts for interest and rewards

How hard does your bank account work for you? Here's our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff. read


Do you own a business? Here's how to reach millions of potential customers with ads you can TRUST

Small businesses need to advertise to promote their products and services. It's a crucial part of winning new customers, boosting growth and outperforming competitors. read


Cartier owner Richemont is latest luxury goods group to be hit by slowdown in demand

The Swiss company, whose brands also include Montblanc, posted a 1 per cent fall in sales for the three months to March 31. read


Stock market chief insists there is a 'strong cause for optimism' as she pins hopes on a City listings boom

Julia Hoggett said there was 'no sense of panic' after a recent exodus of companies that has led to anguished soul-searching about London's future. read


The future of the Royal Mail is not just a matter for the current owners, says ALEX BRUMMER

As keepers of the flame of free market capitalism, one can understand government's reluctance to become involved in takeovers. read


Superdrug unveils plans to open 25 new stores this year - is your town on the list?

Doubling down on its high-street presence, Superdrug said it will be creating 'bigger and better store formats in prime retail destinations.' read


BT proves investors wrong as shares soar 17% in boost for new boss

Unveiling her plan to turn the telecoms giant around, Allison Kirkby (pictured) chided investors who have placed a record £300m bet against the company. read


Land Securities losses narrow but interest rate cuts 'can't come soon enough'

The commercial property developer revealed pre-tax losses slumped by 45.2 per cent to £341million in the 12 months ending March. read


Another stink at United Utilities: Water giant pays £340m dividend after Windermere sewage scandal

United Utilities, led by chief exec Lauren Beardmore (pictured), raked in just under £2bn in the 12 months to March 31 - up 8.1% on the previous year. read


Chevron to sell its oil and gas assets in the North Sea after more than five decades

The US energy giant, the third-largest in the world by market value, is putting its assets up for sale. A successful deal could raise an estimated £800m. read


I don't want smart meters, so Eon is charging me £316 to replace my old ones: SALLY SORTS IT

I have gas and electric meters that need changing as they are now old. Eon has been trying to persuade me to have free smart versions fitted but I have resisted. read


Most Britons have NO interest in heat pumps, survey shows

The UK is running out of interest in heat pumps, with just one in ten people wanting to get one installed in place of their gas boiler. read


The age you can access work and private pensions will rise to 57 soon - here's how to plan ahead

People in their mid to late 40s and early 50s need to be aware of the change if they want to retire early, or use some of their pension savings to clear debt or meet other expenses. read


Sainsbury's now tells customers to go to the POLICE to investigate stolen Nectar points…

A Sainsbury's customer who lost £230 Nectar points to fraudsters has been directed to the police to investigate, but it is not a recordable crime. read


Nectar customers still losing thousands of points to scammers - why hasn't it been fixed? ANGHARAD CARRICK

As with our debit and credit cards, we expect some level of security when we hand over our details to supermarkets. Sadly, some Sainsbury's customers can't say the same. read


Santander offers £175 to switch your current account - but don't be caught out by the monthly fees

It comes after First Direct and Virgin Money also launched cash carrots for bank account switchers. read


Savers rush to open new savings accounts paying up to 5.05% - should you? SYLVIA MORRIS explains

Limited access accounts are surging in popularity. Last week Paragon came out with a new version which propelled it to the top of the best buy tables. read


My neighbour has started keeping bees - can I stop him? DEAN DUNHAM replies

My neighbour has started keeping bees - is there any way I can object to this? The starting point is that your neighbour is entitled to keep bees. read


Can an ex-spouse still go after your assets years after divorce? STEPHEN GOLD explains

If you dislike acute shocks, seek an order from the court even if there are no financial remedies for either party. This protects you from future claims. read


How courts set the ground rules when splitting assets in a divorce, by ex-judge STEPHEN GOLD

I have a sneaking feeling there is a growing belief divorce is too expensive and a loveless marriage is preferable to a dreaded financial remedies order, says Stephen Gold in his new series on divorce. read


How reliable are the most popular used cars? Here's how the top nine in 2024 fare

With a booming second-hand car market, can you count on getting your hands on a reliable used motor? Warrantywise has rated the dependability of the 10 most popular. read


Car makers will miss Government target for electric vehicle sales this year, MPs told

The share of the new car market held by EVs is predicted to be just 19.8% in 2024, which is below the Zero Emission Vehicle mandate requirement introduced this year. read


Drivers are being stung at the pumps by fuel retailers unfairly hiking profit margins, Energy Secretary warned

The average retailer profit margin - the difference between the amount they pay for fuel and the price they charge at forecourts - is around double what it was pre-pandemic. read


Are period properties worth the hassle? Owners spend TWICE as much on maintenance

Homeowners who live in period properties spend an average of £70,000 to keep them looking good, according to a new study. read


I'm 77, still working and worth £2.6m - how can I cut inheritance tax?

I would like to start giving some money away, as I realise a large chunk of my estate will end up facing inheritance tax. read


Scottish Widows gave my ex-wife £8,000 from my pension - 14 years after we divorced!

At 58 years-old, Eddie Buglass had been drawing down on his Scottish Widows pension on an irregular basis for two years. read


Childcare vs pay: The salary you need to make being a working parent profitable

The UK is one of the most expensive countries in Europe for childcare despite government handouts to ease the burden on families. read


Could higher rates still deliver a mortgage crisis?

In this six-part series, we look at, how households are coping and if a mortgage crisis is afoot. read


Why 16 to 24-year-olds are putting their parents to shame when it comes to saving

Just under half of young savers put away at least 20% of their monthly income, compared to just 12% of 45- to 54-year-olds. read


My favourite 20 new cars for under £20,000 - bargain buys picked by motoring expert RAY MASSEY

Think all new cars are expensive? You can get a value for money new car for a cheap price, as Ray Massey shows us with his list of new 20 cars for under £20k. read


New £165,000 Aston Martin Vantage tested - is it better than a Ferrari?

The latest iteration of Aston's most affordable sports car now rings in at a whopping £165,000. It means the Vantage is nearing a similar pricing ballpark as the Ferrari Roma. But is it as good? read


Are you a parent and child parking space imposter? Shocking number of drivers abuse rules

It explains why nearly two fifths of parents struggle to find one of the spaces vacant when visiting busy car parks, such as those at supermarkets and shopping centres. read


Don't scrap stamp duty tax break for those buying handful of homes, property firms urge Chancellor

The stamp duty cut known as multiple dwellings relief is set to be abolished in June, mostly affecting individual landlords. read


The plant that can add £10,000 to the value of your home - and the other garden tweaks that pay back far more than they cost

The sun has finally arrived with gardens now coming into full spring bloom. Here's why investing time and money into your outside space could add thousands to a property if you're looking to sell. read


From Victorian to Regency, the five most popular types of period property currently for sale revealed

The list of most popular types of period property on Rightmove include Victorian, Georgian, Edwardian, Tudor and Regency. read


HMRC phone customers spent 798 YEARS on hold in single tax period, National Audit Office reveals

The National Audit Office found that the average wait time was nearly 23 minutes in the first 11 months of 2023-24, up from five minutes in 2018-19. read


Get 5.78% interest with a quirky 365-day notice savings deal that beats one-year fixes

The 365-day notice account is being offered by saving and investing platform Prosper, in a deal that This is Money has secured exclusively for readers. read


AJ Bell launches 'ready-made pension' to help savers find and merge old pots

A pension finding and consolidation service is included in an all-in-one annual fee on the pension account, which is 0.45 per cent. read


I'm worried about losing annuity income if my husband dies before me: Steve Webb replies

We were never asked whether, if my husband should pass away first, the pensions would pass to me his wife, so we were misinformed I believe. read


Evri issues warning over huge rise in smishing scams - here's what to look out for

Smishing is used by criminals to target consumers with texts impersonating trusted organisations, and often contain a link to a fraudulent website. read


Households with emergency savings pots rise substantially - five financial trends revealed

More than 12million Britons could improve their financial situation over the long term by shifting money in cash or Isas to investments, a new report reveals. read


Best stocks & shares Isas: Pick the right investment account

Choosing the right investing platform is crucial but a wealth of choice can leave investors scratching their heads. We pick some of the best. read


Ten tips for buy-to-let: Essential advice for property investment

If you are planning on investing, or just want to know more, we tell you the 10 essential things to consider for a successful buy-to-let investment read


What next for mortgage rates?

Fixed mortgage rates have edged up since February, after almost six months of consecutive rate cuts by lenders. read


How to invest in shares

If you are interested in buying shares or know more about unearthing good companies and valuing them, read our guide to share investing. read


How to save money on energy: Your essential guide to bills

This is Money takes a look at all of the essential things you should know about cutting down your energy bill. read