Compare and Find the Best Allianz Travel Insurance in Singapore 2024
Let’s find the most affordable Travel Insurance for your trip!
Let’s find the most affordable travel Insurance plan for your trip!
Allianz Travel Insurance
Allianz Travel Insurance is a reliable company offering competitive travel insurance plans starting from S$36. Available in Bronze, Silver, and Platinum plans, they are ideal for travellers looking for comprehensive medical coverage internationally and peace of mind.
Purchasing their Platinum plan entitles you to up to S$1 million in emergency medical and dental expenses, up to S$15,000 for trip cancellation and interruption due to COVID-19, and up to S$2,000 for trip delays of at least six hours, with daily limit of up to S$400.
With 24/7 emergency assistance, Allianz travel health insurance ensures that travellers are protected against unexpected events during their trip.
Allianz Travel Insurance Key Benefits
Epidemic Coverage
Allianz Travel Insurance offers travellers epidemic coverage that protects against losses incurred due to a covered epidemic. This benefit covers non-refundable trip costs, trip interruption, and emergency medical expenses.
The coverage is subject to policy terms and conditions and requires the World Health Organisation or local government authority to declare the epidemic a public health emergency. This benefit provides an extra layer of protection for travellers concerned about the potential impact of an epidemic on their travel plans.
24-Hr Hotline Assistance
Allianz Travel Insurance provides a 24-hour hotline assistance service for travellers from Singapore. This service offers immediate support and assistance for emergencies that may arise during a trip, such as medical emergencies, lost or stolen passports/visas, or unexpected travel delays, such as the inability to travel back to Singapore.
Access to a 24-hour hotline assistance service can provide travellers with peace of mind while on their trip, knowing that they have immediate support in the event of an emergency.
Search and Rescue Costs
Vacations are always meant to be enjoyable and relaxing, but in certain unfortunate scenarios where you or your travel buddies go missing, Allianz will cover search and rescue costs up to S$10,000 in hopes of locating any missing persons. This is a coverage that not many insurers offer.
Coverage for Severe Weather
In the event your trip is cancelled or curtailed due to severe weather like snow storms or thunderstorms, Allianz will allow you to make claims up to the specified claim limits. This coverage is usually not offered by other insurers, or they'll require you to pay additional premiums to get covered. But with Allianz, this is covered under your base plan.
On top of that, under the sports coverage, you'll also be reimbursed if your prepaid activity is cancelled by the supplier due to severe weather.
Compare Allianz Travel Insurance Plans
Comparing Allianz Travel Insurance Plans
Plan Type | Cancellation | Medical Coverage | Bags/ Belongings |
Single Trip Basic | S$5,000 | S$150,000 | S$1,000 |
Single Trip Silver | S$8,000 | S$500,000 | S$2,000 |
Single Trip Platinum | S$15,000 | S$1,000,000 | S$5,000 |
Annual Multi-Trip (Basic) | S$5,000 | S$150,000 | S$1,000 |
Annual Multi-Trip (SIlver) | S$8,000 | S$500,000 | S$2,000 |
Annual Multi-Trip (Platinum) | S$15,000 | S$1,000,000 | S$5,000 |
Family | Up to S$8,000 per adult, S$4,000 per child | Up to S$500,000 per adult, S$500,000 per child | Up to S$2,000 per adult, S$1,000 per child |
Schengen Travel Insurance | Varies based on the chosen plan and trip cost | Minimum of €30,000 (approximately S$45,000) | Varies based on the chosen plan |
International Health | Not applicable (this plan focuses on health coverage, not trip cancellations) | Customisable coverage limits depending on your needs and budget. Can include inpatient and outpatient care, maternity, dental, etc. | Usually not covered under international health plans, as they focus on medical expenses. |
Allianz Travel Insurance Single Trip vs Multi-trip
Allianz Travel Insurance offers both single-trip and annual multi-trip policies to meet the needs of Singapore-resident travellers. When deciding between a single-trip and multi-trip policy, it is important to consider the number of trips you plan to take, the length of those trips, and the level of coverage you require.
With different tiered options, travellers can choose the policy that best meets their needs.
Single Trip
Single-trip policies are designed for travellers who plan to take one trip for a specific period of time. This policy covers the traveller before, during, and after their trip.
Single-trip policies have options for different levels of coverage amounts to fit the needs of all kinds of travellers.
Multi-Trip
Multi-trip policies are designed for travellers who plan to take multiple trips throughout the year. This policy covers the traveller for a year and provides coverage for all of the trips taken during that time, with a maximum of 90 days per trip. Multi-trip policies can be a cost-effective option for frequent travellers, as they can provide coverage for multiple trips without the need to purchase a new policy each time.
What does Allianz Travel Insurance cover
Allianz Travel Insurance offers a range of coverage options for travellers who are Singapore residents, including travel insurance for trip cancellation, travel delay, baggage loss or damage, emergency medical treatment, personal accident coverage and travel insurance for sports.
Travel Delay | Provides reimbursement for travel delay of up to S$2,000 with daily limit of up to S$400. |
Trip Cancellation & Interruption interruption due to insured events. | Coverage for non-refundable trip expenses in case of cancellation or |
Travel Accident | Coverage for accident during a trip that causes death or permanent disability. |
Emergency Medical | Coverage for medical expenses incurred during a trip. |
Emergency Medical Transportation | Coverage for emergency medical evacuation to a suitable medical facility. |
Baggage Loss/ Damage/ Delay | Coverage for personal items and baggage loss, damage, or delay during your travel. |
Enhanced Covid-19 Benefits | Coverage for Covid-19 related medical expenses and trip cancellation/interruption |
Terrorism Coverage | Coverage for trip cancellation/interruption due to a terrorist event within 30 days of departure date. |
24/7 Emergency Assistance | Emergency assistance hotline available 24/7 in case of an emergency |
Unlimited Coverage for Emergency Medical Evacuation & Repatriation | Unlimited coverage for emergency medical evacuation or repatriation |
Sports, Cruise & Replacement Assistance | Reimbursement for cruise-related incidents, repair or replacement cost of sporting equipment, and replacement cost of lost passport and visa. |
Rental Car Damage & Theft | Coverage for excess due to rental car damage or theft |
Pre-existing Medical Conditions | No coverage for pre-existing medical conditions |
Allianz Travel Insurance Promo
An exclusive product created by Allianz and SingSaver that offers:
- High coverage per dollar, and get more value the further you travel
- High Covid-19-related coverage for comprehensive protection
- Highest reimbursement for essential items, so you won't be inconvenienced when baggage is delayed
This product is available for purchase only via SingSaver.
Receive a Complimentary lounge access during flight delays. Valid till 1 July 8:59 am 2024. T&Cs apply.
Allianz Travel Insurance Coverage Options
Allianz Annual Travel Insurance
The Allianz Annual Travel Insurance plan is ideal for frequent travellers who take multiple trips in a year.
Key Features:
- Covers unlimited trips within a year (typically up to 90 days per trip).
- Available in different tiers (Basic, Silver, Platinum) with varying coverage limits.
- Includes coverage for medical emergencies, trip cancellation, lost baggage, and more.
- Offers cost savings compared to buying multiple single-trip plans.
Allianz Travel Health Insurance
The Allianz Travel Health Insurance plan is ideal for expatriates, long-term travellers, and students studying abroad.
Key Features:
- Comprehensive medical coverage, including inpatient and outpatient care, emergency medical evacuation, and repatriation.
- May include coverage for maternity, dental, and mental health services.
- Offers worldwide coverage or coverage specific to a region.
Allianz Cruise Insurance
The Allianz Cruise Insurance plan is ideal for cruise passengers seeking specialised coverage for their unique travel needs.
Key Features:
- Covers trip cancellation or interruption due to cruise-specific events (e.g., missed port calls, shipboard quarantine).
- Provides coverage for medical emergencies onboard and onshore.
- May offer additional benefits like missed shore excursions or cabin confinement.
Allianz Business Travel Insurance
The Allianz Business Travel Insurance plan is ideal for Individuals travelling for business purposes.
Key Features:
- Covers medical emergencies, trip cancellations, lost baggage, and other travel-related risks.
- May include coverage for business equipment, travel documents, and liability issues.
- Can be tailored to the specific needs of the company and its employees.
Allianz Trip Cancellation Insurance
The Allianz Trip Cancellation Insurance plan is ideal for travellers seeking protection against unforeseen events that could disrupt their trip.
Key Features:
- Reimburses non-refundable trip expenses if you have to cancel your trip due to a covered reason (e.g., illness, injury, severe weather).
- May also cover trip interruption and travel delays.
- Can be purchased as a standalone policy or as part of a comprehensive travel insurance package.
Pros & Cons of Allianz Travel Insurance
Pros
- Allianz Travel Insurance provides a wide range of coverage to meet the needs of different travellers, including epidemic coverage and 24-hour hotline assistance.
- Allianz Travel Insurance is a reputable insurance provider with a strong global presence, giving travellers confidence in their purchased coverage.
- Convenient claims submission
- COVID-19 coverage
- 24/7 emergency assistance
- Unlimited coverage for emergency medical evacuation and repatriation
- Cruise and sports-related replacement expense coverage
- Trip interruption or cancellation coverage
- Liability for harm or damage you accidentally cause
- Automatic extension of cover
- Cancel within 14 days of policy purchase for a full refund
Cons
- The cost of Allianz Travel Insurance may be higher than other travel insurance providers, particularly for those who require more extensive coverage options.
- No coverage for pre-existing conditions
- No coverage for participation in or training for any sporting competition during the trip
- No coverage for travel against prohibitions/acts/travel alerts/bulletins by any government or public authority
- No coverage for normal, complication-free pregnancy-related events
How To Claim Allianz Travel Insurance
If you need to make a travel insurance claim with Allianz Travel Insurance, you can follow these steps:
Contact the 24- Hour Hotline
Contact the 24-hour hotline assistance service as soon as possible to report the claim and receive guidance on the next steps. You can reach the hotline at +65 6327 2215 for assistance.
Gather Your Documents
Gather all necessary documents and evidence to support your claim, such as medical records, police reports, or receipts for expenses related to the claim.
Submit Your Claims and Documents
Submit your claim through the Allianz Travel Insurance online claim portal. If you're having difficulties submitting your claims through the online portal, you can email [email protected] or call +65 6327 2210 for assistance.
Wait for Allianz Travel to Review Your Claims
Wait for the claims team to review your claim and provide you with a decision on your coverage. It is important to note that the claims process may vary depending on the nature and complexity of the claim.
It is recommended that you review your policy carefully and contact Allianz Travel Insurance's customer service team if you have any questions or concerns regarding the claims process.
Frequently Asked Questions about Allianz Travel Insurance
How do I cancel my Allianz Travel Insurance policy?
To cancel your Allianz Travel Insurance policy, contact Allianz's customer service hotline at +65 6327 2210 or email them at [email protected]. You will need to provide your policy number and reason for cancellation.
Am I eligible for a refund when I cancel my Allianz Travel Insurance policy?
You may cancel your Allianz Travel Insurance policy within 14 days after you are issued with a Certificate of Insurance and will be given a full refund of the premium you have paid, provided you have not started your trip and you do not wish to make a claim or exercise any other right under the policy.
After the 14-day cooling-off period, you can still cancel your policy, but we will not refund any part of your premium. You may need to provide supporting documents to prove your reason for cancellation. It is best to contact Allianz's customer service for more information.
What are the main differences between the Bronze, Silver, and Platinum Allianz travel insurance plans?
Allianz's travel insurance plans cater to different needs and budgets. The Bronze plan offers essential coverage for budget-minded travellers, focusing on medical emergencies, trip cancellations, and lost baggage. The Silver plan provides more comprehensive coverage with higher limits and additional benefits like rental car excess and personal liability. The Platinum plan offers the most extensive coverage, including higher medical limits, coverage for adventure activities, and even pre-existing conditions.
Is COVID-19 covered under Allianz travel insurance plans?
Yes, most Allianz travel insurance plans include coverage for COVID-19 related medical expenses, trip cancellations, and quarantine costs. However, the specific details may vary depending on the chosen plan and destination. It's important to review the policy documents carefully to understand the extent of COVID-19 coverage.
Can I purchase Allianz travel insurance if I am already abroad?
In most cases, you can purchase Allianz travel insurance even if you have already started your trip. However, there might be restrictions or limitations on coverage for certain events that occurred before the policy was purchased. It's best to contact Allianz directly to confirm the eligibility and terms for purchasing insurance while abroad.
Does Allianz travel insurance cover pre-existing medical conditions?
Allianz's Platinum travel insurance plan generally covers pre-existing medical conditions, provided they are stable and controlled. However, other plans may have exclusions or limitations regarding pre-existing conditions. It's crucial to disclose any pre-existing conditions when purchasing insurance and carefully review the policy wording to understand the coverage details.
Are adventure sports covered by Allianz travel insurance?
Allianz offers additional coverage for specific adventure sports activities like skiing, scuba diving, or trekking. However, this coverage might not be included in the basic plans and may require an upgrade or additional premium. It's essential to check the policy details and select the appropriate plan or add-on to ensure coverage for your planned activities.
Can I cancel my Allianz travel insurance policy and receive a refund?
Yes, you can usually cancel your Allianz travel insurance policy and receive a refund, provided you haven't made any claims and the cancellation is within the specified cooling-off period. The cooling-off period is typically 14 days from the purchase date. However, the specific terms and conditions may vary, so it's important to review your policy documents or contact Allianz directly for more information.
How does Allianz handle trip cancellations due to natural disasters or political unrest?
Allianz travel insurance plans generally cover trip cancellations or interruptions due to unforeseen events like natural disasters or political unrest. However, the coverage details and claim process may vary depending on the specific circumstances and the terms of your policy. It's crucial to contact Allianz as soon as possible in case of a trip cancellation and follow their instructions for filing a claim.
Other Travel Insurance Providers
While Allianz is a reputable provider, it's always a good idea to compare quotes and coverage options from other travel insurance providers before making a decision. Some popular alternatives in Singapore include:
- AIG Travel Insurance Singapore
- Allied World Travel Insurance Singapore
- Direct Asia Travel Insurance Singapore
- Great Eastern Travel Insurance Singapore
- HL Assurance Travel Insurance Singapore
- MSIG Travel Insurance Singapore
- Seedly Travel Insurance Singapore
- Singlife Travel Insurance Singapore
- Sompo Travel Insurance Singapore
- Starr Travel Insurance Singapore
- TIQ Travel Insurance Singapore
- Tokio Marine Travel Insurance Singapore
By comparing different providers, you can find the most suitable plan for your specific needs and budget.
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